Colorado Car Insurance | Car Insurance Quotes Colorado

Colorado Car Insurance | Car Insurance Quotes Colorado | Car Insurance Quotes Colorado | Colorado Car Insurance

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Need car insurance in Colorado? Whether you live in Colorado Springs, Denver, or anywhere in the Great Centennial State, Liberty Mutual Insurance can help you save you in car insurance! From responsibility protection to comprehensive coverage, we customize your Colorado auto insurance, so you only pay your needs.

Colorado Car Insurance | Car Insurance Quotes Colorado


In Colorado, it is illegal to drive without insurance. Must have car insurance for drivers in Colorado

  • Bodily injury to others
  • Property loss
  • Insurance Motorcycle Body injury
  • Medical payment

Drivers in Colorado have minimal auto insurance limits

Bodily Injury to others$25,000 per person and $50,000 per accident
Property Damage Liability$15,000 per accident
Uninsured Motorist Bodily Injury Coverage$25,000 per person and $50,000 per accident
Medical Payments$5,000

What liability insurance is required in Colorado?
Colorado law requires you to have liability car insurance. This coverage protects others if you cause bodily harm or property damage to them. It’s important to know this coverage doesn’t cover you, your car, or your personal belongings.

Drivers must have a car insurance policy with the minimum auto insurance requirements of

  • Bodily Injury Liability: $25,000 per person and $50,000 per accident
  • Property Damage Liability: $15,000 per accident

You may see this written as 25/50/15.

Remember, this is only the minimum Liability Coverage required by law. You may want to think about increasing your limits for more financial protection. You should also consider other types of coverage that can give you even more protection

What is the average cost of car insurance in Colorado?

The average cost of car insurance in Colorado was $1,6872 in 2021 according to That’s 10% higher than the national average. Of course, your auto insurance cost will depend on many different factors including your age, where you live, and your driving history.

Some people get the minimum coverage, while others prefer more protection. Liberty Mutual could save you money on Colorado auto insurance with a customized policy, so you only pay for what you need.

What is “full coverage” auto insurance in Colorado?
The term “full coverage” auto insurance can mean different things to different people. That’s because there’s no set standard or type of coverage.

In general, “full” auto coverage car insurance refers to having coverage for

  • Liability (usually includes Bodily Injury and Property Damage)
  • Comprehensive
  • Collision

“Full coverage” may also include

  • Uninsured Motorist
  • Gap Insurance
  • 24-Hour Roadside Assistance

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